It is considered an asset - with named beneficiary/ies - therefore, it is NOT ruled by a will.
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I'd love to hear from my readers - and I respond, always. By the way, some examples might resonate with you or someone you know, please know that this is just circumstantial, and not malicious or intentional. Lastly, the views expressed here are purely mine and do not necessarily represent the views of Sun Life Philippines.
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I'd love to hear from my readers - and I respond, always. By the way, some examples might resonate with you or someone you know, please know that this is just circumstantial, and not malicious or intentional. Lastly, the views expressed here are purely mine and do not necessarily represent the views of Sun Life Philippines.